LIC's Bima Shree Plan 748 Calculator
Limited Pay Participating Plan for High Net-worth Individuals.
CHOOSE A PLAN (Base Premiums Estimated, incl. GST)
Bima Shree plan presentation prepared for User.
Yearly
₹ 0GST (4.5%): ₹ 0
Total: ₹ 0
Half Yearly
₹ 0GST (4.5%): ₹ 0
Total: ₹ 0
Quarterly
₹ 0GST (4.5%): ₹ 0
Total: ₹ 0
Monthly (NACH)
₹ 0GST (4.5%): ₹ 0
Total: ₹ 0
POLICY DETAILS
| Basic Sum Assured (BSA): | |
| Age at Entry: | |
| Policy Term (PT): | |
| Premium Paying Term (PPT): | |
| Guaranteed Additions Rate: | |
| Sum Assured on Death (SAD): | |
| Selected Premium Mode: | |
| Estimated Annual Premium (Base): | |
| AD&D Rider Selected: | |
| Term Rider Selected: |
SURVIVAL & MATURITY BENEFITS Incl. GA & Est. Loyalty Addition
On survival at specified durations, **Survival Benefits** (% of BSA) are payable:
On survival to end of Policy Term, the **Maturity Benefit** payable is:
| Sum Assured on Maturity (%BSA) | Accrued Guaranteed Additions | Estimated Loyalty Addition (LA) | Total Estimated Maturity |
|---|---|---|---|
Disclaimer: Loyalty Addition (LA) is illustrative, not guaranteed, and depends on LIC's future profits. Guaranteed Additions accrue only during PPT.
DEATH BENEFIT FOR NOMINEE Incl. GA & Est. Loyalty Addition
| Sum Assured on Death (SAD): | |
| + Guaranteed Additions (Accrued): | Accrued during PPT |
| + Estimated Loyalty Addition (LA): | If death after 5 years |
| + AD&D Rider Sum Assured: | Not Selected |
| + Term Rider Sum Assured: | Not Selected |
| Est. Total (Natural Death): | |
| Est. Total (Accidental Death): |
Death Benefit = SAD + Accrued GA + LA (if applicable) + Rider SA (if opted). Min. 105% of total base premiums paid. Loyalty Addition is not guaranteed. Tax conditions apply.
Year-wise Benefit Illustration (Incl. GA & Est. LA)
▼| Yr | Age | Cum. Premium (₹) | Annual GA (₹) | Total GA (₹) | Survival Ben. (₹) | Est. LA (₹) | Est. Death Ben. (₹) | Est. Maturity (₹) |
|---|
Premiums est. for Base Plan. GA accrues only during PPT. LA est. after 5 yrs. Survival Benefit payable at specific years. Death Benefit = SAD + GA + LA(est). Rider benefits/premiums not included. Surrender/Loan values not shown.
