LIC's Jeevan Umang (Plan 745) Calculator
Whole Life Plan with Survival Benefits & Bonus Potential.
CHOOSE A PLAN (Base Premiums Estimated, incl. GST)
Jeevan Umang plan presentation prepared for User.
Yearly
₹ 0GST (4.5%): ₹ 0
Total: ₹ 0
Half Yearly
₹ 0GST (4.5%): ₹ 0
Total: ₹ 0
Quarterly
₹ 0GST (4.5%): ₹ 0
Total: ₹ 0
Monthly (NACH)
₹ 0GST (4.5%): ₹ 0
Total: ₹ 0
POLICY DETAILS
| Basic Sum Assured (BSA): | |
| Age at Entry: | |
| Policy Term (PT): | |
| Premium Paying Term (PPT): | |
| Sum Assured on Death (SAD): | |
| Selected Premium Mode: | |
| Estimated Annual Premium (Base): | |
| AD&D Rider Selected: | |
| Term Rider Selected: |
SURVIVAL & MATURITY BENEFITS Incl. Estimated Bonuses
On survival after PPT, an annual **Survival Benefit** equal to 8% of Basic Sum Assured ( ₹ 0 ) is payable till age 99 or earlier death, starting end of N/A year.
On survival to Age 100, the **Maturity Benefit** payable is:
| Basic Sum Assured | Estimated Vested Bonus (SRB) | Estimated Final Bonus (FAB) | Total Estimated Maturity |
|---|---|---|---|
Disclaimer: SRB & FAB are estimations based on assumed future rates and are NOT guaranteed. Actual amounts depend on LIC's future performance.
DEATH BENEFIT FOR NOMINEE Incl. Estimated Bonuses
| Sum Assured on Death (SAD): | |
| + Estimated Vested Bonus (SRB): | Depends on Year of Death |
| + Estimated Final Bonus (FAB): | Depends on Year of Death |
| + AD&D Rider Sum Assured: | Not Selected |
| + Term Rider Sum Assured: | Not Selected |
| Est. Total (Natural Death): | |
| Est. Total (Accidental Death): |
Death Benefit = SAD + Accrued SRB + FAB (if any) + Rider SA (if opted). Min. 105% of total base premiums paid. Bonuses are not guaranteed. Tax conditions apply.
Year-wise Benefit Illustration (Incl. Estimated Bonuses)
▼| End of Year | Age | Cumulative Premium (Approx. ₹) | Est. Vested Bonus (SRB) | Guaranteed Survival Benefit (₹) | Est. Death Benefit (Approx. ₹) | Est. Maturity Benefit (₹) |
|---|
Premiums are estimates for Base Plan. Bonuses (SRB/FAB) are illustrative & NOT guaranteed. Survival Benefit is 8% of BSA annually after PPT. Death Benefit = SAD + SRB + FAB (if any). Rider benefits/premiums not included. Surrender/Loan values not shown.