LIC's Jeevan Utsav (Plan 771) Calculator
Whole Life Plan with Guaranteed Lifetime Returns & Optional Riders.
CHOOSE A PLAN (Base Premiums Estimated, incl. GST)
Jeevan Utsav plan presentation prepared for you.
Yearly
₹ 0GST (4.5%): ₹ 0
Total: ₹ 0
Half Yearly
₹ 0GST (4.5%): ₹ 0
Total: ₹ 0
Quarterly
₹ 0GST (4.5%): ₹ 0
Total: ₹ 0
Monthly (NACH)
₹ 0GST (4.5%): ₹ 0
Total: ₹ 0
POLICY DETAILS
| Basic Sum Assured (BSA): | |
| Age at Entry: | |
| Premium Paying Term (PPT): | |
| Survival Benefit Option: | |
| Guaranteed Additions Rate: | |
| Sum Assured on Death (SAD): | |
| Selected Premium Mode: | |
| Estimated Annual Premium (Base): | |
| AD&D Rider Selected: | |
| Term Rider Selected: |
SURVIVAL BENEFIT (Guaranteed - Option I)
On survival, under Option I, a Regular Income Benefit equal to 10% of Basic Sum Assured ( ₹ 0 ) is payable lifelong at the end of each policy year starting from the 11th policy year.
On survival, under Option II, a Flexi Income Benefit equal to 10% of Basic Sum Assured ( ₹ 0 ) becomes *due* at the end of each policy year starting from the 11th policy year. You can choose to receive it, defer it (earns 5.5% interest p.a.), or withdraw up to 75% of the accumulated amount once a year.
This is a whole life plan, survival benefits continue for life. There is no separate lump sum maturity benefit.
DEATH BENEFIT FOR NOMINEE Guaranteed
| Sum Assured on Death (SAD): | |
| + Guaranteed Additions (Accrued): | Accrued only during PPT |
| + AD&D Rider Sum Assured: | Not Selected |
| + Term Rider Sum Assured: | Not Selected |
| Total Payable (Natural Death): | |
| Total Payable (Accidental Death): |
Death Benefit = SAD + Accrued GAs (during PPT) + Rider SA (if opted & applicable). Min. 105% of total base premiums paid. Tax conditions apply.
Year-wise Guaranteed Benefits
▼| End of Year | Age | Cumulative Premium (Approx. ₹) | Guaranteed Addition (₹) | Total Guaranteed Additions (₹) | Survival Benefit Due/Paid (₹) | Death Benefit (Approx. ₹) |
|---|
Premiums are estimates for Base Plan. GA accrues only during PPT. Survival Benefit shown is for Option I. For Option II, this amount becomes due and can be deferred/withdrawn. Death Benefit = SAD + Total GA. Rider benefits/premiums not included in table. Surrender/Loan values not shown.